Our Team - Ashland
Personal Relationships
Collective Expertise.
At SilverTree Wealth Partners - Ashland, every client relationship is personal, but you benefit from far more than one advisor's perspective. Our collaborative team brings together specialized experience across investment management, advanced planning, tax strategies, business-owner planning, and legacy planning - working together to help you make smarter decisions with confidence.
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Home based in Ashland, Oregon. Serving clients across 14 states.
Wealth Advisor / Raymond James Financial Services
Partner / SilverTree Wealth Partners
Todd M. Luce Montgomery
MBA, CEPA®, CRPC™, AAMS®, APMA®, MSgt (Ret.) USAF
For 15 years, Todd has helped families and small businesses make smarter financial decisions through a comprehensive process connecting investment consulting, advanced planning and coordination with other trusted professionals.
As a Certified Exit Planning Advisor® (CEPA®), Todd helps affluent families navigate complex wealth while helping business owners connect the value inside their company to personal financial freedom, family priorities and a purposeful legacy.
A retired U.S. Air Force Master Sergeant, Todd brings 2 decades of military leadership to his advisory work. He is a B.S.B.A. graduate from the University of Oregon, earned an MBA degree from Southern Oregon University, and has served the Ashland and Rogue Valley communities through local civic and charitable involvements.
Education & professional designations
Specialized knowledge for the decisions our clients face.
Each crendetial contributes a distinct perspective to Todd's integrated wealth approach.
MBA
Business strategy & leadership
A disciplined business perspective supporting strategic, analysis, leadership, and long-term value creation.
CEPA®
Business value growth & exit readiness
Helps business owners align owner financial readiness, owner emotional readiness, and business readiness goals while preparing for a future transition.
CRPC™
Retirement income planning
Specialized knowledge for moving from wealth accumulation to sustainable, goals-based retirement income.
AAMS®
Asset-management strategy
Portfolio construction aligned with risk tolerance, time horizon, liquidity and broader financial objectives.
APMA®
Portfolio Management
Advanced portfolio-design concepts supporting diversification, risk management and disciplined monitoring.
20+ Years
U.S. Air Force Service & Leadership
15 Years
Helping Families & small businesses
Ashland, Or
Local Office & Community Commitment
Recognized for Excellence
Trusted by Clients.
Recognized by Our Profession.
We believe recognition is most meaningful when it reflects a commitment to serving clients with integrity, thoughtful planning, and personalized advice. We're honored that this commitment has also been recognized within the Raymond James Financial Services (RJFS) - Independent Contractors Division (ICD) community.
- In 2025, SilverTree Wealth Partners was honored with RJFS-ICD Director's Council recognition as the 7th most productive branch nationwide.
- In 2024, SilverTree Wealth Partners was honored with RJFS-ICD Branch Leaders Council recognition as the 16th most productive branch nationwide.
- In 2023, SilverTree Wealth Partners was honored with RJFS-ICD Branch Leaders Council recognition as the 38th most productive branch nationwide.
Membership is based on prior fiscal year production. Requalification is required annually. The ranking may not be representative of any one client's experience, is not an endorsement, and is not indicative of an advisor's future performance. No fee is paid in exchange for this award / rating.
Contact the Branch
Start a confidential conversation with Todd
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Local, personal guidance
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Educational first conversation
Raymond James and its advisors do not offer tax, legal or business valuation advice. You should discuss any tax or legal matters with the appropriate professional.